Insurance Companies And Truck Accidents
Our law firm handles complex, high-stakes cases
If you've been involved in a truck accident, you aren't just up against the truck driver. Your opponents are the trucking company and their insurance carriers. Filing an insurance claim under those circumstances can be incredibly difficult. The trucking companies have massive resources, and they'll bring teams of attorneys, investigators and adjusters to try and reduce or deny your claim.
That's not right, and that's why you need experienced legal representation. For over a century, Davis, Davis, Davis & Davis, PC has been helping people in the Roanoke area recover after being seriously injured. Our truck accident attorneys know how to take on the insurance after a truck accident and how to beat them at their own game. Contact us today.
Truck accidents are complex insurance cases. Here's why.
Dealing with a trucking company's insurance is different from dealing with another motorist's personal auto insurance. Some of those key differences are:
- The stakes are higher. Trucking companies have huge assets and buy correspondingly large insurance policies to protect those assets. Those higher policy limits mean there's more on the line for the insurance company. Moreover, truck accidents tend to cause severe, catastrophic injuries because of the sheer size of commercial trucks, which again leads to bigger claims. Reducing or denying those big claims is how they make their money, and their team will be focused on minimizing your recovery.
- They have an evidence advantage. Some of the critical evidence in a truck accident case, such as the truck's hours of service (HOS) log and "black box" data, is the trucking company's property. That means the insurance defense lawyers have easier access to that critical information than the plaintiff's attorney, and immediate legal action is needed to secure that information before it can be destroyed.
- Multiple insurers get involved. Tractor-trailers typically have two insurance policies: one for the cab and one for the trailer. Depending on the circumstances of your accident, there may be even more insurance companies involved. And accepting a settlement offer from one insurance company can bar you from recovering from the others. That's why you need an experienced attorney to navigate those complexities.
Remember, you only have one opportunity to fight for full compensation after a truck accident. You need an experienced attorney on your side who knows how to take action and stand up to those insurance companies. Don't try to handle them alone. As soon as you retain our firm, we'll take care of all negotiations with the trucking company and their insurance - so you can focus on getting better.
The trucking company won't wait, and you shouldn't, either. Call (866) 434-1581 to schedule your free case evaluation.