Car Accidents and Insurance Companies
Aggressive Roanoke auto accident law firm that knows how to take on insurance companies
Insurance companies want drivers and passengers injured in a car accident to believe these corporations have their best interests at heart. The truth is quite different. Many insurance companies only care about one thing - paying injury victims as little as possible.
Insurance companies don't intimidate us. We know how to negotiate with them and get our clients the money they rightfully deserve. If you are represented by Davis, Davis, Davis & Davis, PC, we promise to take the same aggressive approach and fight for the compensation you need after your crash.
Our law firm has a long history of successfully helping injury victims get the compensation they deserve to cover the true cost of their car accident.
DISCLAIMER: The settlements and verdicts listed here represent a sampling of the case results pursued and won by Davis, Davis, Davis & Davis, PC. Please note that every case is different and these verdicts and settlements, while accurate, do not represent what we may obtain for you in your case. Nor does it mean that we win all of our cases - we don't.
Some of our recent larger case results for motor vehicle accident victims include a $300,000 settlement and a $240,000 settlement.
Make your case matter. Contact us today. Our team of attorneys has decades of experience in Virginia. Attorney William P. Davis has been practicing law since 1999 and has worked on many motor vehicle injury cases. Fellow lawyers George "Tripp" Hunt and David B. Hart have spent decades working on similar cases throughout the state. Experience truly counts.
Should I talk to an insurance company after my car accident?
Insurance companies representing the driver who caused the accident might contact the other driver or injury victims soon after the crash. The claims adjuster's questions might seem innocent. The insurance adjuster might even make a financial offer to settle the case.
Don't trust them. Investigators and adjusters that work for insurance companies are trained to collect information designed to reduce or deny claims for injury victims. Many insurance companies do this because they're more focused on profits instead of people's well-being.
Don't talk to anyone who works for the at-fault party's insurance company after your accident. Any verbal or written statements you make could be used against you. Simply tell the insurance company you have hired a lawyer (or plan to hire an attorney) and direct all questions to your legal counsel.
Can I negotiate with insurance companies after an auto accident?
Yes, you can negotiate for more money after your accident. However, it's important to realize that such negotiations can be extremely complicated. Insurance companies often hire entire teams of attorneys to handle such negotiations.
And even if your case seems straightforward, the insurance company and lawyers you're dealing with will likely do everything they can to keep payments to a minimum. They'll also likely say that they cannot offer a single penny more than their "final" offer.
We know the games insurance companies play. We know how to take them on and fight for the money our clients rightfully deserve. We take this tough approach because we strongly believe that injury victims should not have to suffer, physically or financially.
How much auto insurance should I have?
Deciding how much insurance you should have in Virginia for your car can be difficult. According to the Virginia Department of Motor Vehicles, all drivers must have the following minimum amount of coverage or pay the "uninsured motor vehicle fee":
- $25,000 for bodily injury/death of one person
- $50,000 for bodily injury/death of two or more persons
- $20,000 for property damage
Those figures might seem like a lot of money. But the truth is many auto accidents can be much more expensive, especially if you or a loved one was seriously injured or killed in an accident. It's not just medical bills you need to worry about. There's lost income, lost future earnings, physical therapy and many other routine expenses that can add up fast.
You should also understand the consequences of being involved in an accident with an uninsured driver in Virginia. Unlike most other states, it is legal to drive without insurance. You can register your car without insuring it if you pay a $500 Uninsured Motor Vehicle (UMV) fee.
This puts others on the road at risk, because there may be no sources to pay for losses in an accident with an uninsured driver. To protect yourself, it's wise to purchase uninsured / underinsured motorist coverage. With this coverage, you can make a claim against your own insurance company if you are in an accident with an uninsured driver.
We can help you with questions you may have about auto insurance coverage. We can also discuss any other concerns you might have about insurance companies or car accidents. We've been in business since 1891. We're here for you and ready to help.
Level the playing field. Contact a Virginia accident attorney who cares.
If you were in an accident through no fault of your own, talk to an experienced Virginia attorney today. You have too much riding on the outcome of your case. Make sure you take your case seriously right from the start. Call (866) 434-1581 and schedule a free case evaluation. We work on a contingency fee basis, which means we only receive attorney's fees if there is a recovery. (The client may be responsible for costs or expenses related to the case).
We realize many people don't want to take an adversarial approach toward insurance companies. You shouldn't feel guilty. You're not the one denying your claim or refusing to pay your medical bills. You didn't do anything wrong. You have rights. We can fight for them.