Practice Areas

• Automobile Accidents
• Wrongful Death
• Truck Accidents
• Personal Injury

Davis Blog

Automobile Accidents

• Two Longtime Rocky Mount Firefighters Killed in Crash
• Ten Virginia Traffic Deaths During Memorial Day Weekend
• Glade Hill Woman Dies in Car Accident on U.S. 220
• Virginia Street Race Ends in Tragedy
• Toyota's Troubles Continue to Mount

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Truck Accidents

• Montgomery County Woman Killed in Wreck with Big Rig
• Trucks Collide and Catch Fire on U.S. 220

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Personal Injury

• Motorcyclist Killed on U.S. 220
• Is it Legal to Drive with Snow and Ice on Your Car in Virginia?

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Insurance/Bad Faith

• Top Ten Worst Insurance Companies

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Personal Injury

• Missing Boaters Safe After Capsizing on Roanoke River

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General

• Virginia State Trooper Narrowly Escapes Disaster
• You Can't Get More Than You Sue For in Virginia

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Firm News

• Free Child Safety Seat Check...
• CPSC Announces Recall of Two Million Cribs...
• Free Boating Safety Class Offered...

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Library

Automobile Accidents

• Virginia Car Accidents

Truck Accidents

• Virginia Truck and Big Rig Accidents -- Not All Accidents are Created Equal

Personal Injury

• Virginia Child Injuries -- The Heartbreaking Facts

Frequently Asked Questions

Below are some initial questions many clients have when they first contact Davis, Davis, Davis & Davis, PC. The questions below may address many initial concerns you may have. If you don't find the answers here, you should contact us for answers to questions specific to your case. The consultation is free.

Automobile Accidents

• Q:

  What exactly are liability protection, medical expense coverage and uninsured motorist coverage?

  
  
  A:
  
  
  • Liability protection - There are two parts of liability protection. One is Bodily Injury (BI), and the other is Property Damage. The Bodily Injury is the type of coverage that will pay claims for an injury you negligently caused to another as a result of the use of your vehicle. The Property Damage portion of the liability protection is the type of coverage that will pay claims for damage to property caused by your negligence.
  
  
  • Medical expense coverage - Medical expense coverage is a no-fault coverage in Virginia and it provides compensation for medical bills incurred regardless of who is at fault.
  
  
  • Uninsured Motorist coverage - Uninsured Motorist coverage (UM) or underinsured motorist coverage (UIM) is another important coverage in Virginia. If you are injured by a negligent driver who does not have liability insurance (or not enough liability insurance) then you may make a claim with your own insurance carrier if you have UM coverage. When you make a UM claim, your insurance carrier "stands in the shoes" of the negligent driver and is permitted to assert all defenses that this driver may have against you (for example: contributory negligence, excessive medical treatment, etc.).